My Portfolio
I believe transparency is key. Here I share the exact breakdown of my asset allocation and the principles that guide my investment decisions. This is updated to reflect my current strategy.
Last Updated: February 2026
Current Asset Allocation
Why this allocation?
Equity ETFs outline a broad, low-cost, global growth engine. Dividend stocks and real estate provide growing cash flow to help compound returns, while cash preserves ammunition for emergencies or market dips.
Monthly Strategy
Strict Dollar Cost Averaging (DCA) every single month, regardless of market conditions. Automation removes emotion and ensures I'm constantly buying assets.
Long-Term Goals
The goal is not to get rich quick, but to reach Financial Independence within 15-20 years, where living expenses are fully covered by passive investment cash flows.
Portfolio Principles
- Keep It SimpleFewer, well-understood assets means easier tracking.
- Diversified BreadthNever concentrating all wealth in one geography or sector.
- Low FeesHigh fees destroy compound interest. Focus on low expense ratios.
- No TradingWe buy to hold. No speculating on short-term price movements.
Transparency & Trust
All materials on My Investments Journey are for educational and informational purposes exclusively and do not constitute certified financial or investment advice. Always conduct your own research.
We focus on sustainable and measured wealth building over long periods and do not endorse any get-rich-quick schemes.
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